Contact Us

Empangeni Office:
14 Kerk Street
Fairview
Empangeni
3880
035 789 1965
Bethal Office:
Invictus Offices 105
22 Vuyisile Street
Bethal, 2309
067 750 5292
Mthatha Office:
Old Mutual | Phoenix Building
5th Floor, Office 03
Mthatha
5100
067 926 2550

About Us

Background

Makhedama Financial Solutions is dedicated to empowering individuals and businesses by providing comprehensive credit repair and financial restoration services. Our expert team specializes in removing defaults, rescinding judgments, and canceling debt reviews to help you regain control of your financial health. We understand the complexities of credit issues and offer tailored solutions, including the rescinding of administration orders, removal of trace alerts, and fraud listings. Our meticulous credit checks ensure accuracy and transparency, allowing you to make informed decisions with confidence. With a commitment to excellence and integrity, Makhedama Credit Solution is your trusted partner in navigating financial challenges and achieving long-term credit wellness.

Our Services

Removing Defaults

Expert assistance in removing defaults from your credit record to improve your financial standing.

Rescinding Judgments

Legal support to rescind judgments and clear your credit history.

Rescinding Administration Order

Professional services to rescind administration orders and regain control of your finances.

Cancellation of Debt Review

Efficient processes to cancel debt reviews and restore your creditworthiness.

Removing Trace Alerts

Specialized services to remove trace alerts from your credit profile.

Credit Check

Comprehensive credit checks to help you understand your financial status.

Removing Fraud Listing

Protect your identity by removing fraudulent listings from your credit report.

Home Loan Finance Assistance

Expert advice and assistance in securing home loan finance for your dream home.

Car Finance Assistance

Guidance and support in obtaining car finance to get you on the road.

Understanding Your Credit Profile in South Africa



Default

When you fail to meet your loan repayment obligations, it can result in a default being listed on your credit profile. This can significantly lower your credit score and remain on your profile for up to five years. Defaults indicate to potential lenders that you have not adhered to your credit agreements, making it harder to obtain new credit.

Judgment

If you fail to repay your debts, a creditor can take legal action, resulting in a court-issued judgment against you. This judgment is recorded on your credit profile and can stay there for up to five years. It signals severe financial distress to lenders and can drastically affect your ability to secure new credit.

Blacklisted

The term "blacklisted" is often used to describe the cumulative impact of having multiple defaults, judgments, or other negative entries on your credit profile. While not an official status, being blacklisted means you are seen as a high-risk borrower, making it extremely difficult to access new credit.

Contact Us

Contact Details

Email: info@makhedamacs.co.za

Phone:035 789 1965

Address:Address: 14 Kerk Street,Fairview, Empangeni,3880