Expert assistance in removing defaults from your credit record to improve your financial standing.
Legal support to rescind judgments and clear your credit history.
Professional services to rescind administration orders and regain control of your finances.
Efficient processes to cancel debt reviews and restore your creditworthiness.
Specialized services to remove trace alerts from your credit profile.
Comprehensive credit checks to help you understand your financial status.
Protect your identity by removing fraudulent listings from your credit report.
Expert advice and assistance in securing home loan finance for your dream home.
Guidance and support in obtaining car finance to get you on the road.
When you fail to meet your loan repayment obligations, it can result in a default being listed on your credit profile. This can significantly lower your credit score and remain on your profile for up to five years. Defaults indicate to potential lenders that you have not adhered to your credit agreements, making it harder to obtain new credit.
If you fail to repay your debts, a creditor can take legal action, resulting in a court-issued judgment against you. This judgment is recorded on your credit profile and can stay there for up to five years. It signals severe financial distress to lenders and can drastically affect your ability to secure new credit.
The term "blacklisted" is often used to describe the cumulative impact of having multiple defaults, judgments, or other negative entries on your credit profile. While not an official status, being blacklisted means you are seen as a high-risk borrower, making it extremely difficult to access new credit.
